html.theme-v3 .sw3-tools-hub{padding:3rem 0 4.5rem}html.theme-v3 .sw3-tools-hub__header{max-width:40rem;margin:0 auto 3rem;text-align:center}html.theme-v3 .sw3-tools-hub__title{margin:0 0 0.85rem;font-size:clamp(1.85rem,4.5vw,2.5rem);font-weight:var(--sw3-weight-heading);letter-spacing:-0.035em;line-height:1.12;color:var(--sw3-text)}html.theme-v3 .sw3-tools-hub__lede{margin:0 auto;max-width:34rem;font-size:1.0625rem;line-height:1.65;color:var(--sw3-muted)}html.theme-v3 .sw3-tools-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem;max-width:52rem;margin:0 auto}html.theme-v3 .sw3-tool-card{display:flex;flex-direction:column;min-height:100%;padding:1.75rem;background:var(--sw3-surface);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius-lg);text-decoration:none;color:inherit;transition:box-shadow 0.2s ease,transform 0.2s ease,border-color 0.2s ease}html.theme-v3 .sw3-tool-card:hover{box-shadow:var(--sw3-shadow-md);border-color:var(--sw3-border-strong);transform:translateY(-2px)}html.theme-v3 .sw3-tool-card__icon{display:flex;align-items:center;justify-content:center;width:2.75rem;height:2.75rem;margin-bottom:1.15rem;border-radius:var(--sw3-radius);background:var(--sw3-surface-muted);border:1px solid var(--sw3-border);color:var(--sw3-text)}html.theme-v3 .sw3-tool-card__icon svg{width:1.25rem;height:1.25rem}html.theme-v3 .sw3-tool-card__title{margin:0 0 0.5rem;font-size:1.125rem;font-weight:var(--sw3-weight-medium);letter-spacing:-0.02em;line-height:1.3;color:var(--sw3-text)}html.theme-v3 .sw3-tool-card__desc{margin:0 0 1.25rem;flex:1;font-size:0.9375rem;color:var(--sw3-muted);line-height:1.6}html.theme-v3 .sw3-tool-card__cta{font-size:0.875rem;font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .sw3-tool-card:hover .sw3-tool-card__cta{color:var(--sw3-eyebrow)}html.theme-v3 .sw3-tools-band{max-width:40rem;margin:3.5rem auto 0;padding:2rem 2.25rem;background:var(--sw3-surface-muted);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius-lg)}html.theme-v3 .sw3-tools-band__title{margin:0 0 0.75rem;font-size:1.25rem;font-weight:var(--sw3-weight-medium);letter-spacing:-0.02em;color:var(--sw3-text)}html.theme-v3 .sw3-tools-band__text{margin:0 0 1rem;font-size:0.9375rem;line-height:1.65;color:var(--sw3-muted)}html.theme-v3 .sw3-tools-band__upgrade{margin:0;font-size:0.9375rem;color:var(--sw3-muted)}html.theme-v3 .sw3-tools-page{padding:2.5rem 0 4rem}html.theme-v3 .free-tool-wrap,html.theme-v3 .commission-tool-wrap{max-width:none;padding-left:0;padding-right:0}html.theme-v3 .sw3-tools-page-hero{max-width:40rem;margin-bottom:2.5rem;padding-bottom:2rem;border-bottom:1px solid var(--sw3-border)}html.theme-v3 .sw3-tools-crumb{margin:0 0 1rem;font-size:0.75rem;font-weight:var(--sw3-weight-medium);letter-spacing:0.08em;text-transform:uppercase}html.theme-v3 .sw3-tools-crumb a{color:var(--sw3-eyebrow);text-decoration:none}html.theme-v3 .sw3-tools-crumb a:hover{color:var(--sw3-text)}html.theme-v3 .sw3-tools-page-hero h1{margin:0 0 0.85rem;font-family:var(--sw3-font),"Inter",system-ui,sans-serif;font-size:clamp(1.75rem,4vw,2.25rem);font-weight:var(--sw3-weight-heading);letter-spacing:-0.035em;line-height:1.15;color:var(--sw3-text)}html.theme-v3 .sw3-tools-page-hero p{margin:0;max-width:36rem;font-size:1.0625rem;line-height:1.65;color:var(--sw3-muted)}html.theme-v3 .free-tool-calculator,html.theme-v3 .commission-calculator{margin-bottom:0}html.theme-v3 .calculator-grid,html.theme-v3 .commission-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(17rem,22rem);gap:1.5rem;align-items:start}html.theme-v3 .calculator-card,html.theme-v3 .input-card{padding:1.75rem;background:var(--sw3-surface);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius-lg);box-shadow:none}html.theme-v3 .calculator-card h2,html.theme-v3 .input-card h2{margin:0 0 1.25rem;font-size:1.0625rem;font-weight:var(--sw3-weight-medium);letter-spacing:-0.01em;color:var(--sw3-text)}html.theme-v3 .result-card{position:sticky;top:5.5rem;padding:1.5rem;background:var(--sw3-surface);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius-lg);box-shadow:var(--sw3-shadow-md)}html.theme-v3 .result-card h3{margin:0 0 0.35rem;font-size:0.8125rem;font-weight:var(--sw3-weight-medium);letter-spacing:0.06em;text-transform:uppercase;color:var(--sw3-eyebrow)}html.theme-v3 .tool-form{display:flex;flex-direction:column;gap:1.15rem}html.theme-v3 .field{display:flex;flex-direction:column;gap:0.45rem}html.theme-v3 .field label,html.theme-v3 .fieldset legend{font-size:0.8125rem;font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .field input,html.theme-v3 .field select,html.theme-v3 .fieldset input{width:100%;box-sizing:border-box;min-height:2.75rem;padding:0 0.85rem;font-family:var(--sw3-font);font-size:0.9375rem;font-weight:var(--sw3-weight-normal);color:var(--sw3-text);background:var(--sw3-surface);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius)}html.theme-v3 .field input:focus,html.theme-v3 .field select:focus,html.theme-v3 .fieldset input:focus{outline:none;border-color:var(--sw3-border-strong);box-shadow:0 0 0 3px rgba(0,0,0,0.04)}html.theme-v3 .fieldset{margin:0;padding:1rem 1.1rem;border:1px solid var(--sw3-border);border-radius:var(--sw3-radius);background:var(--sw3-surface-muted)}html.theme-v3 .fieldset legend{padding:0 0.25rem}html.theme-v3 .mode-toggle{display:flex;flex-wrap:wrap;gap:1rem;margin-bottom:0.65rem}html.theme-v3 .mode-toggle label{display:inline-flex;align-items:center;gap:0.4rem;font-size:0.8125rem;font-weight:var(--sw3-weight-normal);color:var(--sw3-muted);cursor:pointer}html.theme-v3 .inline-fields{display:grid;grid-template-columns:1fr 1fr;gap:0.65rem}html.theme-v3 .hint-row{display:flex;justify-content:space-between;gap:0.75rem;font-size:0.75rem;color:var(--sw3-eyebrow)}html.theme-v3 .hint-row span:first-child{font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .small-note{font-size:0.8125rem;line-height:1.5;color:var(--sw3-muted)}html.theme-v3 input[type="range"]{width:100%;height:4px;margin:0.35rem 0;border:none;border-radius:999px;background:var(--sw3-border);-webkit-appearance:none;appearance:none}html.theme-v3 input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:var(--sw3-primary);border:2px solid #fff;box-shadow:var(--sw3-shadow);cursor:pointer}html.theme-v3 input[type="range"]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--sw3-primary);border:2px solid #fff;box-shadow:var(--sw3-shadow);cursor:pointer}html.theme-v3 input[type="range"]::-moz-range-track{height:4px;border-radius:999px;background:var(--sw3-border)}html.theme-v3 .btn.main-btn,html.theme-v3 button.btn.main-btn{width:100%;min-height:2.75rem;padding:0 1.25rem;font-family:var(--sw3-font);font-size:0.9375rem;font-weight:var(--sw3-weight-medium);color:#fff;background:var(--sw3-primary);border:none;border-radius:var(--sw3-radius-pill);cursor:pointer;transition:opacity 0.15s ease}html.theme-v3 .btn.main-btn:hover{opacity:0.9;background:var(--sw3-primary);color:#fff}html.theme-v3 .net-value{margin-bottom:1rem;font-size:clamp(2rem,5vw,2.65rem);font-weight:var(--sw3-weight-heading);letter-spacing:-0.035em;line-height:1;color:var(--sw3-text)}html.theme-v3 .split-summary{margin:-0.35rem 0 1rem;font-size:0.8125rem;color:var(--sw3-muted)}html.theme-v3 .result-branding{display:grid;grid-template-columns:1fr 1fr;gap:0.75rem;margin-bottom:1.15rem;padding:0.85rem;background:var(--sw3-surface-muted);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius)}html.theme-v3 .branding-label{margin:0 0 0.15rem;font-size:0.6875rem;font-weight:var(--sw3-weight-medium);letter-spacing:0.06em;text-transform:uppercase;color:var(--sw3-eyebrow)}html.theme-v3 .branding-value{margin:0;font-size:0.875rem;font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .branding-sub{margin:0.15rem 0 0;font-size:0.8125rem;color:var(--sw3-muted)}html.theme-v3 .result-lines{list-style:none;margin:0 0 1.15rem;padding:0;border-top:1px solid var(--sw3-border)}html.theme-v3 .result-lines li{display:flex;justify-content:space-between;align-items:center;gap:0.75rem;padding:0.65rem 0;font-size:0.875rem;color:var(--sw3-muted);border-bottom:1px solid var(--sw3-border)}html.theme-v3 .result-lines strong{font-size:0.875rem;font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .result-actions{display:grid;grid-template-columns:1fr 1fr;gap:0.5rem;margin:0 0 1rem}html.theme-v3 .action-btn{min-height:2.5rem;padding:0 0.75rem;font-size:0.8125rem;font-weight:var(--sw3-weight-medium);font-family:var(--sw3-font);color:var(--sw3-text);background:var(--sw3-surface);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius-pill);cursor:pointer;transition:background 0.15s ease,border-color 0.15s ease}html.theme-v3 .action-btn:hover{background:var(--sw3-surface-muted);border-color:var(--sw3-border-strong)}html.theme-v3 .bridge-copy,html.theme-v3 .trial-ad,html.theme-v3 .expense-cta{margin:0 0 1rem;padding:1rem 1.1rem;font-size:0.875rem;line-height:1.55;color:var(--sw3-muted);background:var(--sw3-surface-muted);border:1px solid var(--sw3-border);border-radius:var(--sw3-radius)}html.theme-v3 .trial-ad p,html.theme-v3 .expense-cta p{margin:0 0 0.65rem;font-weight:var(--sw3-weight-normal)}html.theme-v3 .expense-cta strong{display:block;margin-bottom:0.35rem;font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .bridge-copy a,html.theme-v3 .trial-ad a,html.theme-v3 .expense-cta a{color:var(--sw3-text);font-weight:var(--sw3-weight-medium);text-decoration:underline;text-underline-offset:0.15em}html.theme-v3 .trial-ad .btn.main-btn{width:auto;display:inline-flex;min-height:2.35rem;padding:0 1.1rem;font-size:0.8125rem}html.theme-v3 .pie-wrap{display:grid;grid-template-columns:7.5rem 1fr;gap:1rem;align-items:center;margin-bottom:1rem}html.theme-v3 .pie-chart{width:7.5rem;height:7.5rem;border-radius:50%;border:1px solid var(--sw3-border)}html.theme-v3 .pie-legend{list-style:none;margin:0;padding:0;font-size:0.8125rem;color:var(--sw3-muted)}html.theme-v3 .pie-legend li{display:flex;align-items:center;gap:0.45rem;margin-bottom:0.4rem}html.theme-v3 .pie-legend strong{font-weight:var(--sw3-weight-medium);color:var(--sw3-text)}html.theme-v3 .pie-legend .dot{display:inline-block;width:0.5rem;height:0.5rem;border-radius:50%;flex-shrink:0}html.theme-v3 .pie-legend .dot.broker{background:#5b8def}html.theme-v3 .pie-legend .dot.expenses{background:#f6a04d}html.theme-v3 .pie-legend .dot.net{background:var(--sw3-success)}html.theme-v3 .sw3-tools-prose,html.theme-v3 .free-tool-content,html.theme-v3 .commission-content{max-width:40rem;margin:3.5rem auto 0;padding-top:2.5rem;border-top:1px solid var(--sw3-border)}html.theme-v3 .sw3-tools-prose h2,html.theme-v3 .free-tool-content h2,html.theme-v3 .commission-content h2{margin:0 0 1rem;font-size:1.375rem;font-weight:var(--sw3-weight-medium);letter-spacing:-0.025em;line-height:1.25;color:var(--sw3-text)}html.theme-v3 .sw3-tools-prose p,html.theme-v3 .free-tool-content p,html.theme-v3 .commission-content p{margin:0 0 1.15rem;font-size:1.0625rem;line-height:1.75;color:var(--sw3-muted)}html.theme-v3 .sw3-tools-prose a,html.theme-v3 .free-tool-content a,html.theme-v3 .commission-content a{color:var(--sw3-text);font-weight:var(--sw3-weight-medium);text-decoration:underline;text-underline-offset:0.15em}html.theme-v3 .export-mode .bridge-copy,html.theme-v3 .export-mode .trial-ad,html.theme-v3 .export-mode .result-actions{display:none!important}@media (max-width:960px){html.theme-v3 .sw3-tools-grid{grid-template-columns:1fr;max-width:28rem}html.theme-v3 .calculator-grid,html.theme-v3 .commission-grid{grid-template-columns:1fr}html.theme-v3 .result-card{position:static}}@media (max-width:640px){html.theme-v3 .sw3-tools-hub{padding-top:2rem}html.theme-v3 .sw3-tools-band{padding:1.5rem 1.25rem}html.theme-v3 .inline-fields{grid-template-columns:1fr}html.theme-v3 .hint-row{flex-direction:column;gap:0.25rem}html.theme-v3 .result-branding{grid-template-columns:1fr}html.theme-v3 .result-actions{grid-template-columns:1fr}html.theme-v3 .pie-wrap{grid-template-columns:1fr;justify-items:center;text-align:center}html.theme-v3 .pie-legend li{justify-content:center}}@media print{html.theme-v3 .sw3-header,html.theme-v3 .sw3-footer,html.theme-v3 .sw3-tools-page-hero,html.theme-v3 .calculator-card,html.theme-v3 .input-card,html.theme-v3 .sw3-tools-prose,html.theme-v3 .free-tool-content,html.theme-v3 .commission-content,html.theme-v3 .bridge-copy,html.theme-v3 .trial-ad,html.theme-v3 .result-actions{display:none!important}html.theme-v3 .free-tool-wrap,html.theme-v3 .commission-tool-wrap{padding:0}html.theme-v3 .calculator-grid,html.theme-v3 .commission-grid{display:block}html.theme-v3 .result-card{box-shadow:none;border:1px solid #ccc;border-radius:0}}@media (prefers-reduced-motion:reduce){html.theme-v3 .sw3-tool-card{transition:none}html.theme-v3 .sw3-tool-card:hover{transform:none}}